Insurance options at a glance*

 

Group Term Life for APhA Members 
If your loved ones were to lose you, a benefit of up to $500,000 could make a big difference, when they needed it most. 

Your family's financial obligations will continue, even after you're gone. Although no amount of money can replace your presence in your loved ones' lives, term life insurance is a simple way to better protect their financial futures if something should happen to you. The benefits provided by this coverage are paid in full, regardless of any other insurance you have in place, and this coverage remains yours, even if you change jobs or become self-employed.  

Learn More

 
Group Level Term Life for APhA Members 
Lock in your rate today and get up to $1,000,000 in life insurance coverage with no scheduled premium increases for the next 10 years. 

Level Term Life Insurance is basic protection that allows you to lock in your premium rate for a set period of time. During that period, you pay your premium and in return, know that if your loved ones were to unexpectedly lose you, they could at least have the financial help of the insurance benefit you have arranged for them.

Learn More

 
Group Long-Term Disability for APhA Members
If you were suddenly unable to work due to injury or illness, you'd still be responsible for the bills and other financial obligations you currently rely on your paycheck to cover. 

Disability can happen to anyone. Group Disability Income Insurance can help ensure that a portion of your income continues if you're suddenly unable to earn your regular paycheck for an extended period due to a covered injury or illness. If you couldn't work, it's likely that receiving monthly cash benefits to help cover your expenses would be a welcome relief. 

Learn More

HPSO also offers these personal insurance plans that are not exclusive to APTA members.

Discounted Auto and Home Insurance for HPSO customers. Great coverage begins with a custom quote that fits your needs. Let’s get started. Learn More.

This coverage lets you spare your loved ones the burden of someday facing your own final expenses without help. Apply for $10,000 to $100,000 of coverage to be there for them, to help pay final medical bills, funeral and burial expenses, credit cards or other debts left behind. Learn More about 50 Plus Senior Life Insurance
The HPSO Group Accidental Death & Dismemberment Insurance plan helps to protect healthcare providers and their family from the financial consequences of an unexpected accident. The plan offers up to $100,000 in accident insurance to healthcare providers, up to age 70 and their family. Click Here For More Information & to Apply
  • Student Loan Refinancing (Laurel Road)
    • We invite you to register watch on demand a recording of a free webinar, Develop a Plan to Tackle Your Student Loans,” originally presented by Laurel Road on March 27th, 2024. Register Here To Watch on Demand.
    • Many Laurel Road borrowers have saved thousands over the life of their loans through refinancing. Learn More.
  • Real Estate Benefits
    • Guaranteed Rate
      • Save $1,640 with completely waived lender fees PLUS receive a free appraisal up to $500 on your next Real Estate transaction with Guaranteed Rate! Save $1,640 plus receive a free appraisal up to $500 when you buy or refi your mortgage with Guaranteed Rate! Safe. Simple. Secure. Mortgage safely with Guaranteed Rate’s Platinum Mortgage Program. Learn More.

    • Relocal​
      • Receive money back on your home sale closing. List. Buy. Save with Relocal. As an HPSO member, you now have access to the premiere real estate benefit in the nation. Simply contact our partner, Relocal Move, before you talk to an agent about buying or selling your home. RM will connect you with a professionally certified agent in your area. When the home is closed, you will receive a 20% rebate of their earned real estate commission after closing. The average in the US is currently over $1,600 per transaction side. Learn More.
  • Dental (MetLife)
    • Click here to check out how HPSO can help you get preventive and restorative dental services plus a choice of dentists, all at lower costs.
  • Long Term Care (LTCR Plus)
    • Help protect your retirement dreams. Long-term care coverage helps assure you of continued independence as you age – without depleting the personal assets you've worked hard to acquire. Learn More about Long- Term Care Insurance
Emergency Assistance Plus
  • Travel with confidence — EA+ provides critical services in the event you get sick or hurt while traveling away from home. Learn More.


*Insurance companies issue insurance policies that specify definitions of key policy terms, triggers for coverage applicability and exclusions to the policy. Each claim is evaluated by the insurance company that issued the policy. The claim is evaluated with respect to policy provisions in order to determine coverage applicability. 

*Including features, costs, eligibility, renewability, limitations and exclusions.
Arkansas Insurance License ##100106022
California Insurance License #0G94493
Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Group Policy Form GMR. New York Life (NAIC# 66915) is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group coverage it underwrites are available in all states.

SMRU# 7351652

Helpful resources for you