Contact Us 1-800-982-9491 Login Individual PolicyBusiness Owner PolicyLife or Health Insurance Get a Quote Renew Now Search Contact Us 1-800-982-9491 My account Insurance for you Individual Practitioners Counselors Physical Therapists Pharmacists Occupational Therapists Clinical Social Workers Dental Hygienists Physician Assistants Speech Language and Hearing Professionals Acupuncturists Other healthcare providers Businesses or Practices Students or Recent Graduates SchoolsPersonal Insurance About us About HPSO HPSO Partners Brokers Member ReviewsHealthcare Educators Resources Customer service My Account Contact Us File a claim FAQs GlossarySample Certificate of Insurance Search Search for: Get a Quote Renew Now My Account Individual Policy Business Owner Policy Life or Health Insurance Contact us 1-800-982-9491 Physical Therapy Professional Liability Exposure Claim Report: 4th Edition Physical Therapy Liability Claim Report: 4th Edition Key findings from the 5-year study include: $46 million: Amount paid in malpractice claims against PTs insured through the HPSO Program over the 5-year study period $134,761: Average total cost of a malpractice lawsuit against a PT, including legal defense costs Improper management over patient’s treatment: Most common malpractice allegation against PTs Fractures: Injury most commonly associated with malpractice claims against PTs $6,420: Average legal cost to defend a PT from a state licensing board complaint Risk Control Spotlights: Burns Protecting Your License Documentation Home Care Telehealth Falls Liability for Business Owners and Supervisors Additional Resources: HPSO and CNA: Risk Control Self-Assessment Checklist for Physical Therapists APTA: Code of Ethics for the Physical Therapist APTA: Standards of Ethical Conduct for the Physical Therapist Assistant AHRQ: Team STEPPS® Trainings Institute for Healthcare Improvement (IHI) National Quality Forum (NQF) HPSO and CNA: Healthcare Perspective: Medical Error Disclosure HPSO and CNA: Sample Incident Form American Physical Therapy Association The Federation of State Boards of Physical Therapy (FSBPT) Helpful resources for you Physical Therapists Physical Therapists Read more You need coverage that safeguards you. Protecting your license, your assets and your financial future is our business. Learn more Risk Management Recommendations for Physical Therapists Read more Documentation identifies the care or services provided and the patient’s response, helping to ensure that patients receive appropriate, high-quality health care services. Learn more Physical Therapist Case Study: Alleged improper management over the course of treatment following total hip arthroplasty Read more The patient presented to the insured’s clinic for therapy one-week post-surgery