Leave your malpractice insurance to us.

Your employer's policy is designed to protect your employer’s needs and interests. So, while your employer-based coverage is a good start, it may result in coverage gaps. Policies issued through HPSO place your interests first and provide additional policy benefits to help protect your career against risk exposure.

It’s also important to remember that your employer’s policy probably extends solely to the duties you perform at your place of employment. Therefore, you may not be covered if you give advice to a friend or neighbor after hours, perform volunteer work, or moonlight outside of your full-time job. A professional liability policy issued through HPSO is individual coverage that goes with you wherever you go, and it stays with you even if you change jobs, subject to the policy terms, conditions and exclusions.

For additional information on the benefits of having your own coverage, click here.

Yes, HPSO offers professional liability insurance as well as other valuable coverage options to qualified allied healthcare businesses. Click here for more information on our affordable liability coverage for healthcare businesses.

A business policy is the right choice if you:

• Provide professional services at a business you own:
• Own a business or are incorporated (including LLC and S-Corp) or have employees; or
• You practice under a DBA (doing business as).

If none of the above applies to you, then an individual policy is the right choice for you.